January 3, 2014
7:44 a.m.

Subject: Taking the Mystery Out of Retirement Planning

Your Retirement Readiness NOW Tip:

The Department of Labor, Employee Benefits and Security Administration provides a free publication, “Taking the Mystery Out of Retirement Planning”. The publication provides retirement planning guidance through seven chapters along with resources that may aid you in retirement planning.

• Chapter 1 - Tracking Down Today's Money
• Chapter 2 - Tracking Down Future Money...At Retirement and After
• Chapter 3 - Tracking Down Future Expenses
• Chapter 4 - Comparing Income And Expenses
• Chapter 5 - Five Ways To Close The Gap
• Chapter 6 - Making Your Money Last
• Chapter 7 - Tracking Down Help For Retirement Resources

The online version includes interactive worksheets that you complete as you read each chapter. You can download the fully illustrated 62-page Adobe PDF narrative or call toll free 1.866.444.3272 to order copies.

Retirement Readiness NOW is not just about saving money and not just something you do just before retiring. Money is very important, but that’s not all. There’s a lot more to planning for your future than putting aside income out of each paycheck for retirement.

What else is there? Happiness, both today and in your future years, is based on your total well-being. So, when planning for your future, you also need to consider your total retirement well-being that encompasses the following:

Networking - What are you doing today that will allow you to be engaged, challenged and fulfilled in retirement?

Overall Health - What are you doing to stay healthy so that you can enjoy your retirement years?

Wealth - How well are you managing your income and investing for your future so that you will be able to support your desired lifestyle in retirement?